SHARE (Savings)**

The first step to a lifelong relationship with us begins with your share (savings) account at WMCFCU. If you meet the membership requirements to join our Ohana, you’re half way there!

**Regulation D applies to this account

SHARE DRAFT (Checking)

As life changes, so do your financial needs. Wouldn’t you want an account that rewards you for using it? Open a share draft (checking) account with us TODAY and get a Visa Debit Card!

  • No minimum balance
  • No monthly fee
  • Dividends earned on minimum $100 balance compounded and credited monthly
  • Competitive interest rate
  • Audio Response-Teller Talk
  • FREE Visa Debit card
  • Overdraft protection available
  • Earn points through our UChoose Rewards Program

NO Surcharge ATMS


Our community is what makes us so unique. We offer club accounts for nonprofit organizations that must meet membership requirements and provide the following: Federal ID#, W-9 and a letter from the organization naming all authorized signers for the account.

  • Minimum $50.00
  • One-time $1.00 membership fee
  • Dividends earned on a minimum $100.00 balance compounded and credited quarterly
  • Competitive interest rate
  • No monthly fee


Whether you’re a kid or an adult, everyone loves the holidays! Don’t procrastinate, start saving now with our Christmas share (savings) account, it’s that easy!

  • Minimum $5.00
  • Dividends compounded and credited quarterly
  • Competitive interest rate
  • No monthly fee
  • Account withdrawal limitations apply
  • Maximum Deposit of $2500.00
  • Every year on October 1st Funds will automatically transfer to your share account for your convenience, so you can begin your Christmas shopping early!


Want to make your money earn you money? By opening a WMCFCU share certificate, you agree to invest your money for a set period of time. Whether you’re saving for a home, vacation or a rainy day, know that your money is safe with us.

  • Minimum $1000.00
  • Dividends compounded and credited monthly
  • Terms of 12, 24, and 36 months available
  • Competitive interest rates
  • Automatic renewal
  • Penalties for early withdrawals may reduce the earnings on this account.