Loans

Personal loans: fast, easy and convenient
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Sometimes it’s not possible to pay cash for large – or unexpected-purchases. It’s nice to know that as a member of West Maui Community FCU, you can apply for unsecured loans up to $7,500.
Borrowing money should not create financial hardship and with West Maui Community FCU personal loans, it doesn’t. You’ll find our personal loans offer low interest rates and terms and are more flexible than those of other typical institutions or finance companies.
If you are making payments on multiple loans, you may benefit from consolidating them into a single unsecured loan which can lower your interest rate, improve your monthly cash flow and may reduce the overall interest you pay.

  • Apply in person, online , or by calling our branch.
  • Simple application, quick approval process
  • Get competitive rates based on term, loan amount and credit score
  • Make payments via cash, check, payroll deduction or automatic transfer
  • Close your loan at our branch.
  • Max amount $7,500.00 Max term 6 years
  • Download Loan Application (Printable version)
  • Apply online

New & Used Auto Loans: Flexibility, Convenience and Affordability

  • Financing up to 120% MSRP on New Auto Vehicles, 90% to 110% on Kelly Blue Book retail on Used Auto based on vehicle age.
  • Refinance existing non-credit union auto loans to get lower rates or better payment terms.
  • Make payments by cash, check, payroll deduction or automatic transfer.

You can even get pre-approved by us before you go shopping – it’s easy, just click on Apply

Four easy ways to apply for your next auto loan

  • Online
  • At any participating Credit Union Direct Lending Dealership (just ask for us!)
  • In person at branch location
  • Contact branch by phone

Now you can use AutoSmart Buying Resource Guide to make the auto buying experience easier when purchasing a new or used vehicle from the a dealership and it saves you money. You can shop, research and find the best deals on vehicles. This all in one website also offers tips and advice about buying new vs used, credit reports and more. Try it today

Shared Secured Loans
A Shared Secured Loan from West Maui Community FCU is a good idea if you’re looking to build your credit or you need to make a necessary purchase but don’t want to dip into your savings. With a Shared Secured Loan you borrow against your savings at West Maui Community and receive a low rate loan, while still earning interest on your financial resources on deposit!

  • You can borrow up to 100% of the balance in your Share Savings Account.
  • No fees.
  • Flexible terms- up to 120 months.
  • Instant approval.